All Things Insurance In Chaska

Chaska, Minnesota is located in Carver County, where it serves as the county seat, and has a recorded history dating back to 1769. It is found just outside of the Twin Cities, and is also near cities such as Minnetonka, Mound, and Prior Lake.

Home

If your home is involved in a disastrous event like a fire, storm, or explosion, it may lead to a greater loss than you can afford. Thankfully there’s homeowners insurance, and if one of these events occurs, you’ll be reimbursed the costs for repairing and rebuilding damaged structures, as well as compensation for destroyed possessions.

Auto

After a collision, you and the other party may suffer injuries and require vehicle repairs. There may be legal action against you. You may also have vehicle damage off the road, resulting from weather conditions, vandalism, or falling objects. That’s where auto insurance comes in. It offers such coverage as:
Personal injury protection for medical expenses
Collision for covering vehicle repair costs
Liability for legal fees
Comprehensive for damages unrelated to collisions, as well as theft

We’ll help you obtain the perfect auto policy to give you all the coverage you need for your vehicle.

Life

Life insurance allows you to impart wealth to your beneficiaries after you pass away. Common types include:
Term life (low-cost; expires after number of years)
Whole life (higher premiums; lasts forever and deposits funds into a special savings account for you)
Final expense (lower premiums; never expires; lower death benefit because it is often purchased with the intention of strictly covering funeral costs)

Whether you want to provide your loved ones with greater financial security or simply cover end-of-life expenses, life insurance is a great policy.

Umbrella

Some individuals require more liability coverage than others. If you have auto, homeowners, or business coverage, and you’re someone with more assets (therefore a target for lawsuits), umbrella insurance spares you an even greater amount of legal expenses. Umbrella insurance lets you keep what you worked hard to earn, and be prepared for whatever legal action comes your way.

Business Insurance

Just like an unpredictable disaster to your home causes significant financial distress, events like explosions, fires, and storms can lead to major financial losses to your business. Business insurance will keep you afloat after situations that may otherwise threaten your livelihood.

It comes with many coverage types, such as:
Liability for legal action
Workers compensation for injured employees
Commercial auto for company vehicles
Commercial property for the business building and contents
Business interruption for replacing lost revenue after a disaster temporarily halts business operations

Business insurance allows you to strictly focus on your job and not the fear of the unpredictable.

Find Your Coverage Today

All Things Insurance satisfies your coverage needs for the lowest cost, with a broad selection of insurance types and coverage options. As a Chaska resident, you have the advantage of getting everything you need in one place at a competitive price. Call us today at (763) 645-5450.

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Contact Your Local Insurance Agent

For more information about getting insured in Plymouth, MN, contact the team at All Things Insurance!