Personal Umbrella

Get Extra Liability Coverage for Your Personal Property

Minnesotans with major assets might consider getting extra insurance. While standard home and auto policies offer some protection for accidents or theft, they may not provide enough coverage for everything you own — especially if you need to repair or replace your property. However, you can get additional liability coverage by buying a Minnesota umbrella insurance policy. It’s extra security for your family and assets at a fair rate!

Umbrella Insurance Exceeds Your Other Policies

Your home and auto policies give you a very solid base for your liability coverage. An umbrella policy goes above and beyond to offer additional coverage, protecting you from an expensive legal liability.

Why Buy Umbrella Insurance?

Think of it this way. A physical umbrella can’t stop the rain, but it can help keep you from getting drenched by an unexpected downpour. In the same way, personal umbrella coverage extends your current Minnesota liability insurance to protect you from financial ruin. Consider the following:

  • Lawsuits are common these days.
  • It’s cheap compared to other kinds of insurance.
  • An umbrella policy picks up where your auto and home policies leave off.
  • It increases your liability protection and can fill in the gaps left by your current policies.

Even the most cautious person with the right intentions can end up in an unfortunate position and face a personal liability lawsuit. While it’s unlikely to lose more than what your existing coverage will pay, it’s still a good idea to protect yourself from a potential nightmare — or you might lose all your savings. Let personal umbrella insurance be your solution.

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Who and What Does Umbrella Insurance Protect?

It covers claims exceeding standard homeowners, auto, or watercrafty policy coverage. Not only does an umbrella policy cover the policyholder, but it also covers other members of the family or household.

Umbrella insurance covers injury to others or damage to their belongings, as well as the following:

  • Malicious prosecution
  • Invasion of privacy
  • Wrongful entry
  • Other hazards

How We Help

All Things Insurance has access to over 30 different insurance carriers, including the top-rated ones in Minnesota. We can help you find great deals on home and auto, renter’s insurance, motorcycle, RV, umbrella coverage, and more! Let’s be real — shopping for insurance isn’t fun or easy. That’s where we come in.

Get Insurance How You Want It

Whether you’re a Minnesota homeowner, renter, or just need to insure your car, All Things Insurance can give you help for damage, loss, and liability. 

We’re proud to serve all of Minnesota, including communities like Saint Paul, Bloomington, Victoria, North Oaks, Minnetrista, Medina, Waconia, and Chanhassen. Call (763) 645-5450 or fill out the form for a no-commitment quote!