Cottage Grove
All Things Insurance In Cottage Grove
Cottage Grove, Minnesota is in Washington County, connected by U.S. Highways 10 and 61. It’s 10 miles south of St. Paul, and near other cities such as Oak Park Heights, Mendota, and Newport. Cottage Grove residents can also enjoy coverage from All Things Insurance, as they have many high quality, low-cost policies to choose from.
Homeowners Insurance
Homeowners insurance covers damages to your home caused by such perils as:
- Fires
- Storms
- Falling objects
- Explosions
- Vandalism
Without it, you’d have to cover costs on your own, which could potentially be hundreds of thousands of dollars. Fortunately, homeowners insurance is affordable and easy to get, and you’ll be prepared no matter what.
Auto Insurance
Driving without insurance for any distance is a major risk, both financially and legally. Auto insurance can protect you on and off the road, as it offers the following coverage options:
- Collision
- Personal injury protection
- Liability
- Uninsured motorist
- Comprehensive
Auto insurance covers repair costs, medical expenses, and legal fees that emerge after your vehicle (or another person’s vehicle) gets damaged.
Life Insurance
Life insurance ensures your loved ones will receive a death benefit after you pass away. These funds are tax-free, and can be used for any purpose, such as giving loved ones a means to cover an outstanding mortgage balance, funding education, taking care of funeral expenses, or simply helping loved ones be in a more financially comfortable position. Common forms include term life, whole life, and final expense.
Umbrella Insurance
Umbrella insurance extends the liability coverage limits of your homeowners, auto, or business policy to give you more coverage for legal fees. This is ideal for those who are subject to lawsuits more often than others, whether it be due to a position (e.g. landlord, volunteer leader, or children’s sports coach) or because of the person’s wealth. Umbrella insurance provides coverage to prevent one from losing a substantial amount of money or assets in a lawsuit.
Business Insurance
As a business owner, not only is your business your livelihood, but lots of people depend on you, including family, employees, and those who purchase your goods or services.
You can get the following types of coverage with business insurance:
- Commercial property – covers office building and contents after an event like a fire, heavy storm, explosion, or other event
- Workers compensation – replaces wages after an employee gets injured
- Commercial auto – covers company vehicles
- General liability – helps pay legal expenses if you’re sued
- Business interruption – covers lost wages, rental location costs, taxes, and other expenses you’re unable to cover due to an event that causes your business to temporarily stop operating
We’ve Got The Coverage You Need
All Things Insurance provides many types of policies so that you’ll be able to get exactly what you need. You’ll get expert guidance in getting a policy that gives you the coverage you need at the price you deserve. Call today at (763) 645-5450.
Book A FREE Appointment TODAY!
Contact Your Local Insurance Agent
For more information about getting insured in Plymouth, MN, contact the team at All Things Insurance!