Farmington
All Things Insurance In Farmington
Farmington, Minnesota is in Dakota County, and is part of the Minneapolis-St.Paul metro area. This city is home to historic locations such as the Church of the Advent and Exchange Bank Building. It’s close to cities such as Burnsville, Northfield, and Eagan. This is also a place where you can get insurance through All Things Insurance, which allows you an affordable way to protect your home, vehicle, business, and more.
Home
Your homeowners insurance policy can save you from significant financial stress and seemingly insurmountable debt if your home and possessions are destroyed in a covered incident (e.g. storms, explosions, and fires).
Benefits of homeowners insurance include:
- Compensation for repair and rebuilding costs
- Covered temporary living expenses (such as hotel stays and restaurant meals)
- Reimbursement for value of items damaged in event
Auto
Auto insurance is distinct in that it is a legal requirement. Legal aspects aside, auto insurance is a necessity for anyone with a vehicle.
This coverage includes:
- Collision for repair expenses following an accident with another vehicle
- Personal injury protection for medical costs
- Comprehensive for covering costs after vehicle is stolen or damaged in event unrelated to an accident
- Liability for covering legal expenses
Life
When you pass away, your life insurance policy will disburse a death benefit to your loved ones. They can use these funds for anything – education, bills, estate costs, and funeral expenses.
When you select a policy, you’re in control of how it works and how long it stays active. For example:
- Term life policies typically stay active up to 30 years, and are low-cost
- Whole life gives a lifetime of coverage while supplying policyholders with funds that accrue in a savings account
- Final expense doesn’t expire, but it has a lower death benefit, which reflects its common use as a policy for covering funeral costs
Umbrella
When you’ve already got a policy with liability coverage, it may not be enough. If you have many assets or are in a prominent position in the community, you need umbrella insurance. With umbrella insurance, you’re no longer bound by the limits of your policy’s liability coverage. Instead, you’re able to handle the extra legal costs and keep your assets.
Business Insurance
When you’re a business owner, the last thing you need is a storm, fire, or other disaster destroying your place of business and robbing you of your ability to earn income. That’s why you need business insurance.
Business insurance covers:
- Lost wages for injured employees through workers compensation
- Damage to company vehicles through commercial auto
- Damage to the building and items in it through commercial property
- Legal expenses through liability
- Lost revenue due to forced closure through business interruption insurance
Secure Your Policy Today
At All Things Insurance, we ensure that you will have the coverage you need so that you can have full peace of mind. You’ll get the best policy for the lowest price. Call us today at (763) 645-5450.
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Contact Your Local Insurance Agent
For more information about getting insured in Plymouth, MN, contact the team at All Things Insurance!