Get Insured in Ham Lake, MN

As a resident in Ham Lake, Minnesota, you’ve got plenty of homeowners, auto, business, life, and umbrella policies to choose from. At All Things Insurance, you can be protected in your personal and professional life.

Ham Lake is centered in Anoka County. This city was established in 1974, and has been growing ever since. Ham Lake is next to other cities such as Andover, Coon Rapids, Oak Grove, and Bethel.

Homeowners Coverage In Ham Lake

Homeowners insurance lets you maintain peace of mind when it comes to your home. This not only protects your home’s structure, but also the contents within it and any liability claims someone may file against you.

This coverage applies to situations such as:

  • Fires
  • Storms
  • Damage from falling objects
  • Vandalism
  • Theft

You’ll be compensated for up to 50% of the value of your personal property, $500,000 in legal expenses, and upwards of $1,000,000 for the structure.

Car Insurance In Ham Lake

No matter how safe you are, you’re always taking risks every time you get behind the wheel. None of us are immune to personal errors, and that includes other drivers on the road.

You need car insurance, and it’s highly encouraged to get multiple types of coverage instead of one. Your choices include liability coverage, personal injury protection (PIP), collision, and comprehensive.

All Things Insurance lets you get all of this coverage to ensure you don’t have to bear all medical, damage, and legal costs. This is not only for your financial wellbeing, but for other drivers and passengers involved.

Small Business Coverage in Ham Lake

If you’re a business owner, it’s imperative that you purchase a business insurance policy. Doing so will help you protect your source of income, and supply you with income when the worst happens.

Examples of coverage include:

  • Workers compensation
  • General liability
  • Commercial property
  • Cyber liability
  • Commercial auto

All Things Insurance provides business insurance at a low cost, and allows you to stay afloat and keep your business operating.

Life Insurance

If you’re contemplating what will happen to your loved ones once you pass away, life insurance will give you the ability to provide a financial safety net for them. You won’t have to worry about the limits of your savings account. Here, you can purchase a term life policy or whole life policy, depending on how long you wish for your coverage to last.

Umbrella Insurance Policy

Some individuals may need more extensive liability coverage than what traditional car, homeowners, or business policies offer. This may be because of having a greater number of assets, or may be in a position that makes them targets for lawsuits. If this is you, umbrella coverage will help you go beyond the limits of your coverage to match your insurance needs.

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At All Things Insurance, we are passionate about helping those in need. If you’re a Ham Lake resident looking for a policy that fits your needs, you’re in the right hands.