All Things Insurance In Rosemount

Rosemount, Minnesota is in Dakota County. It sits on the southern end of the Twin Cities Metro Area, and is a destination for those looking to explore trails, embark on adventures to see natural beauty, and other outdoor recreational activities. It’s near cities like Bloomington, Hampton, and Cottage Grove. It’s also where you can get insurance through All Things Insurance.

Home

If there’s anything you need financial protection for, it’s your home. Damages from fires, harsh weather, explosions, and other disasters can require hundreds of thousands of dollars to repair. That’s not to mention the countless possessions you own, which may include expensive electronics and jewelry. Homeowners insurance provides compensation in all of these situations, giving you the financial protection you need when disaster strikes.

Auto

Many things can happen on the road, and if you’re without coverage, you’re asking for burdensome debts. Auto insurance offers financial protection in events like car accidents, vandalism, theft, storms, hit-and-runs, and lawsuits. This will help cover repair or replacement costs, medical bills, and legal fees.

Life

Life insurance exists in many shapes and sizes. All types provide funds to beneficiaries after the policyholder’s death, but they’re purchased for different purposes. For example:

  • Whole life costs more, but its coverage never expires and offers higher death benefits
  • Final expense is inexpensive with lifetime coverage, but the death benefit is typically just enough to cover funeral expenses
  • Term life is inexpensive, but it expires after a period of time and requires renewal. Death benefits vary, but many opt for a death benefit that can cover outstanding mortgage balances

Umbrella

Umbrella insurance has to be purchased alongside another type of liability coverage, such as that from auto, homeowners, or business insurance. It extends your policy’s liability limits to match your needs, as some individuals are more likely to face legal action than others. For example, if you have several valuable assets, or you’re in a position such as a children’s sports coach, volunteer leader, or city council member, umbrella insurance will protect your financial wellbeing and peace of mind.

Business Insurance

As a business owner, you will need all the financial protection you can get. Business insurance enables you to preserve your way of earning a living after disastrous events that impact your ability to continue operations.

Business insurance offers such forms of coverage as:

  • Workers compensation
  • Commercial auto
  • Commercial property
  • Liability

This way, you’ll be able to keep your income stream flowing and protected in instances such as property destruction and temporary forced closure, covering wages for injured employees, damaged company vehicles, legal fees, and more.

Get Your Coverage Today

At All Things Insurance, we give you the power to choose policies that fit your needs perfectly – and for the lowest price. We provide our services with expertise, honesty, and efficiency to ensure your satisfaction. Call us today at (763) 645-5450.

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Contact Your Local Insurance Agent

For more information about getting insured in Plymouth, MN, contact the team at All Things Insurance!