All Things Insurance In Roseville
Roseville, Minnesota is in Ramsey County, and is one of the two Twin Cities suburbs. It’s directly adjacent to St. Paul and Minneapolis, and near cities such as Richfield, Willernie, and Falcon Heights. If you’re in Roseville, you also have access to affordable insurance through All Things Insurance.
When a disaster renders your home uninhabitable and destroys your possessions, you may feel hopeless. That’s not the case with homeowners insurance, which provides coverage for events such as your home getting destroyed by a fire, storm, act of vandalism, or explosion. It will also cover legal expenses if someone suffers an injury on your property and opts to file a lawsuit against you.
Car accidents can lead to severe injuries, extensive repair costs, and lawsuits. That’s why you need auto insurance. Auto insurance covers such costs as medical bills for those injured in an accident, repair fees, and legal expenses. It also covers you in events aside from collisions, such as theft, vandalism, and weather damage.
Life insurance offers options based on coverage length and death benefit amount. The common choices are:
Term life – expires after a set number of years; low-cost; commonly bought to match outstanding mortgage
Whole life – never expires; more costly, but part of the premiums go toward a savings account
Final expense – no expiration; low-cost; no medical exams; small death benefit commonly used for covering funerals and other end-of-life expenses
With life insurance, you’re giving your loved ones financial peace of mind after you pass away. How you want your policy to work is up to you, but in the end, your loved ones will still receive a death benefit that they can use for any purpose.
After you’ve purchased liability coverage for your home, vehicle, or business, you may consider adding umbrella insurance. This greatly extends your liability coverage, and is ideal for people who are more likely to be targeted for legal action (usually because of owning a substantial amount of assets or being in any position of power or leadership). The more you have to lose, the more you need umbrella insurance.
Business insurance preserves your income stream. Here are some coverage types and what they provide coverage for:
- Commercial property – If an explosion, fire, storm, or falling object damages your office building, this will help with repair costs
- Business interruption – compensates for lost revenue resulting from disaster
- General liability – helps pay legal fees if you’re sued
- Commercial auto – covers company vehicles more extensively than traditional car insurance
- Workers compensation – pays injured employees
- Business owner policy – combines commercial property, liability, and business interruption
Get Insured Today
With All Things Insurance, you can get everything you need to be prepared for when the worst happens. Whether it’s your home, business, or vehicle, or if you want to leave wealth behind for your loved ones, we’re here to give you the highest quality policy at the lowest price. Call us today at (763) 645-5450.
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Contact Your Local Insurance Agent
For more information about getting insured in Plymouth, MN, contact the team at All Things Insurance!