Get Covered in Zimmerman, Minnesota

Zimmerman, MN is a tight-knit community in Sherburne County. It’s located northwest of St. Paul, and US Route 169 is its primary route in the city. Nearby cities include Otsego, Albertville, and Becker.

Homeowners Coverage In Zimmerman

Homeowners insurance applies to damages to your home like:

  • Fire
  • Vandalism
  • Falling objects
  • Heavy snow, ice, or sleet
  • Theft
  • Explosions

Homeowners insurance provides:

  • Help with any repair costs
  • Compensation for temporary lodging expenses
  • Liability coverage to cover legal fees if an injured guest files a lawsuit

If you need homeowners insurance, All Things Insurance is the best option for getting this coverage at the lowest price.

Auto Insurance in Zimmerman, MN

Auto insurance coverage helps in these situations:

  • Collisions with other vehicles
  • Your vehicle gets stolen or vandalized
  • Your car is destroyed by a storm or falling object
  • An accident resulting in injuries
  • The other individual involved in an accident sues you

This corresponds to its coverage types – collision, comprehensive, personal injury protection (PIP), and liability.

Business Insurance Coverage

Business insurance coverage exists in the following types:

Commercial property covers:

  • Damages to your office building, as well as office furniture and computers

Commercial auto coverage:

  • Covers company vehicles more extensively than personal auto insurance

Liability coverage:

  • Helps cover legal fees if your business is sued

Workers compensation:

  • Is required in Minnesota
  • Compensates injured employees

BOP Coverage:

  • Bundles commercial property and liability into one policy

Business insurance is a must if you own a business, because it protects you from outside factors that can jeopardize your way of making a living.

Life Insurance

Life insurance has many forms that make it ideal for different reasons. Such forms include:

  • Term
  • Whole
  • Final expense

Term life is ideal for individuals who:

  • Are looking to hold a policy for a number of years
  • Want a lower-cost option for life insurance

Whole life is great for individuals wanting:

  • A policy that lasts a lifetime
  • Life insurance that also provides a savings account, becomes a useful source of funds later

Final expense is best for those who:

  • Want a small policy that will help loved ones cover funeral costs
  • Desire an affordable permanent policy

Umbrella Insurance

Umbrella insurance extends the liability coverage of other forms of insurance. This isn’t a policy you can hold by itself.

In short, umbrella insurance:

  • Has more extensive coverage for legal expenses
  • Is ideal for those with many valuable assets
  • Is also for those in positions of prominence or authority, since they are also vulnerable to lawsuits

When you have an umbrella insurance policy, you no longer run the risk of losing what you have worked hard to achieve.

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At All Things Insurance, we want to help you find the insurance you need at the price you deserve. We make finding the perfect policy easy, and no matter what you need – we’ll help you get it quickly.